Sunday, October 13, 2019

UN Pension Fund - UNPR Note: Partial payments to former participants, 2019



Note by United Nations Participants’ Representatives 
to the Pension Board

Partial Payments to former participants waiting for payment over 3 months

2018

Summary


The General Assembly having taken note of the OIOS comprehensive audit of the governance of the Pension Board also  in its resolution 73/274 that the Board requested 1 that the Fund continue to work towards meeting the target of 15 business days for benefit processing for actionable cases,” and reiterated the need to enhance the processing of the receipt of payments by some beneficiaries”  and stressed the need for implementation of a system to prioritize the resolution of the most urgent and severe cases.


Statistics provided by the Secretariat show that there are at 1000 beneficiaries whose cases are described as actionable” who could benefit from the implementation of the proposal made in JSPB/65/R.45 and R.45 Add2.



In view of the request from the General Assembly the Board may wish to reconsider and approve this proposal for implementation of partial payments to beneficiaries waiting for payment over 3 months




Amendment to Provisional Payments Mechanism

Note by the United Nations Staff Pension Committee




At its 325th and 326th meetings, the United Nations Staff Pension Committee considered proposals by the Participants’ Representatives to amend the provisional payments mechanism that was approved by the United Nations Joint Staff Pension Board at its 63rd session in 2016.

As the Committee members present at the 326th meeting, held 18 April 2018, could not reach consensus on whether the attached document, prepared by the Participants’ Representatives, should be presented, as submitted, under the auspices of the Committee to the Pension Board, the matter was put to a vote. At the time of voting seven members of the Committee were present and constituted the required quorum in accordance with Rules of Procedure C.2 of the Fund.

The result of the vote was that majority of the members present (4/7) were in favor of submitting the document from the Committee to the Board:

a)   In favor: four Participants’ Representatives (Ms. Mary Abu Rakabeh (member); Mr. Ian Richards (member); Ms Michelle Rockcliffe; and Mr. Ibrahima Faye (alternate));

b)  Against: three members, two General Assembly Representatives (Mr. Thomas Repasch and Mr. Jörg Stosberg) and one Secretary-General’s Representative (Ms. Kathryn Alford (alternate)).



Background:

  

At the 63rd Pension Board Session in July 2016 the Board considered a Conference Room Paper posed by the participants’ group that was intended to reduce the negative effects of the backlog in Fund payments being experienced for former participants, by approving that the it make a partial payment to certain retirees. It was confirmed during the 64th Session of the Pension Board that not a single individual had benefited from the amendment.  As can be seen in paragraph 314 of A/71/9 the requirements for making the provisional payments could have no effect since the option still required that all documents be obtained prior to processing a benefit.  In fact, once all documents are received and processed there would be no reason for the Fund to make a partial payment.

It was agreed in the SMC plenary that staff and management would offer an amendment to the text in order to correct the error and would enable a partial payment to former staff, widows and orphans while certain documents are delayed.

In the case of former participants, this new text would propose timely payment of benefits including additionally, to those former participants who elect a withdrawal settlement. This would alleviate the hardship inherent in separating from full employment. For survivors, partial payment can possibly afford those who are unable to provide certain legal documents a means to afford them.

These measures should remain in effect until the Fund is able to implement the direct upload of separation and other documents into IPAS the Employer Self Service, and for a period not to exceed two years, while it clears the backlog.

Please note that “double calculation of benefits” mentioned in paragraph 315 of A/71/9 is also unlikely in most cases, as calculation would be done “as if the documents are received and a partial payment madeThis new proposal therefore mitigates the need for resources over and above the current apportionment, especially when taking into account the lower vacancy rates recently reported by the Fund versus the vacancy rate experienced at the time of the original proposal in 2016.
For ease of reference please find attached an excerpt containing the related text from the A/71/9. Below are the suggested amendments to the provisional payment options, including the option to
make the provisional payment to staff entitled to withdrawal settlements since these can represent hundreds of cases of staff who have found themselves without work due to mission closures or downsizing. For example former staff who separated since July 2017 are experiencing delays in receipt of their withdrawal settlements.

Amended proposal


It is requested that for cases where Payment Instructions and Separation Personnel Action (SEPPA) have been submitted to the Fund but Separation Notification has yet to be provided by the organization:

i)               For withdrawal settlements and retirement  requests where a lump sum is requested, the Fund should pay 80% contributions reported and existing in the participants account or
ii)             For retirement or early retirement or disability where no lump sum is requested or applicable pay 80% of the benefit due, retroactive to the date of entitlement based on the SEPPA.
iii)            Where payment instructions exist for spouse and orphan benefits and the Fund is reasonably sure as to the entitlement of the claimant, pay 50% (80%?) of benefit due, retroactive to date of entitlement.

Request to the UNSPC and Pension Board


In view of the time which has elapsed and the state of dire need in most of these cases, it should be requested that the UNSPC take up this matter right away so that a meeting of the Standing Committee of the Pension Board be convened to approve the amendments as soon as possible.




Provisional monthly payment option

314.          In the context of the review of the revised budget estimates, the Board requested the Secretary/Chief Executive Officer to propose measures in response to the request by the executive heads and the participants group for a provisional payment measure, as well as the suggestions contained in  the  conference  room paper (see para. 311 above) to accelerate and simplify  benefit  processing procedures. The Secretary/Chief Executive Officer considered that the adoption of a short-term measure to pay a provisional amount would alleviate some of the hardship being experienced by former participants. In that regard, the Board recognized that, in accordance with article 7(c) of the Regulations of the Fund, the Chief Executive Officer performs his functions under the authority of the Board and must certify for payment all benefits properly payable under the Regulations. The Chief Executive Officer proposed that the measure could be implemented in the following circumstances:

(a)                 The provisional payment option would be available in exceptional cases and apply to monthly periodic benefits only. Such payment would be initiated in cases where the Fund had received all required documentation and the case was considered an actionable case in the workload database, but the Fund had not been able to process the benefit within three months from the date that all documentation had been received;

(b)                No payment would be made until the entitlement to a pension benefit under the Regulations of the Fund has been duly verified by the Fund;

(c)                 The Fund would inform the former participant and his/her employing organization that all required documents had been received and that an advance payment would be made;

(d)                The Fund would also inform the former participant and the employing organization when his/her benefit has been reconciled and recalculated.

315.          The Board recognized that, while this measure would alleviate the hardship caused to former participants by the delays in receiving their pension benefits, it would entail significant additional work for the Fund. All s uch cases require at least double calculation of the benefits, reconciliation at the time of recalculation, reversal of accounting entries as well as possible questions and legal challenges in respect of foreign exchange fluctuations, cost of living adjust ments, etc. Moreover, it could have resource implications in the medium term (after 2017) depending on the implementation modalities and usage.

316.          In accordance with article 7(c) of the Regulations of the Fund, the Board authorized the Chief Executive Officer to implement a measure for provisional payment by early November 2016. The measure shall be applicable only to periodic benefits that have not been put into payment within three months of receipt of all documentation required for processing the benefit. The payment shall be limited to 80 per cent of the estimated monthly benefit payable.

317.          The Board noted that the measure would entail more work for the Fund secretariat and might require  additional  resources.  The  Board  requested  that the Secretary/Chief Executive Officer submit a report to it at its sixty-fourth session on the implementation of the measure and usage, in order to determine the status and any resource implications.



70/260                                                                                                                                                                                                                             16-13606



25 April 2018



1.     During the 326th UNSPC meeting senior management of the Fund Secretariat was invited to the meeting to discuss our proposal, but had mostly negative reactions to the suggestion.

a)            First the legal officer stated that there would need to be a change in the Regulations to Article 7(c) which states The Chief Executive Officer shall perform that function under the authority of the Board and shall certify for payment all benefits properly payable under these Regulations [Emphasis added]
b)     The Head of Geneva office stated that he was unsure if previous modalities to make
provisional payments were still feasible after certain possible changes to IPAS and
c)     The Chief Operations officer listed what she saw as a series of risks.


2.     At the meeting participants maintained that it was not unnecessary to change the regulations in any way to implement these very important procedures to alleviate the crisis situation experienced by possibly thousands of former United Nations staff.  The only risk in this situation is to the retirees and beneficiaries of the Fund. Additionally there had been no changes to IPAS that would prevent implementation.

3.     Just after the 326th meeting it came to our attention that management’s view of the process might have been formed due to a similar proposal made by staff of the UNJSPF before go-live, where apparently the provisional payment process would entail a) running an estimate, b) basing a provisional payment on the estimated amount and then c) setting up a receivable to be cleared once the case was properly calculated, certified and placed in payment.

4.     Please note however that the steps in paragraph 3 do not make up the process being suggested at this time In fact the proposal follows the complete proper establishment of the benefit payable.

5.     Please see the attached page which explains. There would also be minimal additional work required to execute payment of balances as Business Intelligence reports would show cases for which outstanding documents had arrived allowing the balances of Accounts Payable On hold payment streams would then be established and paid with a few clicks.




Processing of provisional (partial) payments

A.     The current proper payable to be certified in accordance with Article 7(c) is processed as follows.
Changes required for partial (provisional) payments are specified in RED


i)               Fund receives Separation Notification (SEP/PENS E.4)(SKIP)
ii)              Fund receives Payment Instructions (PI)
iii)            Separation Personal Action (SEPPA) is retrieved by a PES calculator upon receipt of PI
iv)             (SKIP) Calculator processes the case verifying information on the SEP/PENS E.4 against SEPPA
a.     Note that the Personnel Action (PA/SEPPA) is the document used by the organization as the basis of payroll and therefore pensionable remuneration rates and pension contribution deductions are in line with PA.
b.     The SEPPA is also used by organization’s finance section to (manually) prepare a SEP
(the organization’s promise to pay) - after payroll clearance – which is the process used to ensure that no outstanding (money nor library books, nor keys) are owed to the organization.
v)              Calculator review Identification documents/ Birth & Marriage Certificates
vi)             Calculator/System uses Grade and Step on Personnel Action (SEPPA) to verify contributions due to the Fund in accordance with Article 51
vii)           Verification of expected amounts then comparison (SKIP comparison) with amounts on SEP document for determination of amounts owed to the Fund.
viii)          Calculator reviews the election for withdrawal or retirement benefit and calculates the benefit  payable in accordance with Articles 28, 29, 30, 31, 33, 34,35, 36, etc.
ix)             Calculator updates a payment stream for 100% amount received from beneficiary in line
with PI provided. (80% benefit payable for Withdrawal (WS) or 1/3rd Lump sum in retirement cases)
x)              Payment stream for retroactive pension payable is established for retirement cases.
xi)             An additional payment stream is created but not establishedfor amount amounts found to be owed to the Fund. (include 20% of benefit payable (WS or 1/3rd )
xii)           Case is audited and payment streams released for Certification.
xiii)          Case is Certified in accordance with Article 7 (c)
xiv)          Finance processes the payment stream with banking instructions is PAID or In Payment”
xv)            Amount on not established payment stream becomesAccounts Payable-On Hold

xvi)          Upon receipt of SEP (or other missing document) establish and pay Accounts Payable- On Hold.

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